23 Dec 2025
By Rob Mancebo

How Buy Now Pay Later Debt Can Affect Your Mortgage Application

Mortgage Tips
Buy Now Pay Later services have become a popular way to spread out small purchases, and for many buyers, these plans feel harmless. The payment amounts are usually small, the approval process is quick, and the apps are easy to use. What many future homebuyers do not realize is that Buy Now Pay Later activity can affect a mortgage application in ways that may not be obvious. Understanding how this type of debt shows up in your financial profile can help you prepare before you apply for a mortgage. Understand How Lenders View Buy Now Pay Later AccountsEven though Buy…
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22 Dec 2025
By Rob Mancebo

What’s Ahead For Mortgage Rates This Week – December 22nd, 2025

Financial Reports
The Consumer Price Index was scheduled to be released this week but has once again been delayed, with no explanation provided. This left the unemployment data as the only notable economic release from last week. The data showed that unemployment numbers came in higher than expected; however, this result is somewhat tempered by the fact that the figures are supported by a more limited data set. Even so, it is not a positive sign that unemployment numbers are exceeding expectations under these circumstances. At this time, there is still no word on when the Consumer Price Index will be released,…
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